Health Insurance

• Eligible the first of the month following first day of work, or coinciding with first day of work if on the first of the month.
  
  
• Alliance Select health insurance is provided through Wellmark Blue Cross/Blue Shield.
  
  
• Deductibles range from $250 per person to $750 when three or more persons are covered. Deductibles do not apply to PPO office visits. There is a 20% co-pay on PPO visits and 30% co-pay on non-preferred provider visits.
  
  
• Out-of-pocket maximums are $1,000 per person to $2,300 when three or more persons are covered.
  
  
• Covers one routine physical exam per year, well-child care through age 6, mammograms, and prenatal care.
  
  
• Blue RX insurance covers prescriptions at the greater of $10 or 10% for generics and $20 or 20% for name brands. There is a $100 deductible per person per benefit year up to a maximum of $300 per family. Out-of-pocket maximum for RX coverage is $1,000 per person up to a maximum of $2,000 per family. Includes coverage for birth control and prenatal vitamins.
  
  
• Choice of four coverage options, which include Employee, Employee + Spouse/Domestic Partner, Employee + Child(ren), and Employee + Spouse/Domestic Partner and Child(ren). Premium cost to the employee is 10% for individual coverage and 20% for employee + dependent(s). Premiums are withheld on a pretax basis upon employee's authorization.
  
  
• Employee may decline coverage and receive flex credits in the amount of one half of the College's contribution for the individual plan.

Visit Wellmark Blue Cross/Blue Shield in Iowa Online
Visit Advance Paradigm - Blue Rx Online.


For additional questions about your Health Insurance or Prescription Drug Card Program, contact:
Sherry Leshen, Benefits Specialist 269-4356 / leshens@grinnell.edu

Jim Mulholland, Assistant Treasurer 269-3500 / mulholla@grinnell.edu


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