Concerned about making wise money decisions in college and beyond? Here are some resources on a wide spectrum of money topics that will help!
Understanding Student Loans
This section of the page will help you to: 1. Understand the student debt nationally 2. Learn the difference between subsidized and unsubsidized student loans 3. Understand the impact of interest on your debt load 4. Have a realistic expectation of potential starting salary 5. Understand the consequences of defaulting on a student loan Understanding Student Loans Other Helpful Forms: Loan Terms Average Income and Loans Average Yearly Starting Salary Evaluating Loans
Understanding Consolidation
This section of the page will help you to: 1. Learn about consolidation in general 2. Understand available consolidation options 3. Decide which student loans to consolidate 4. Avoid consolidation scammers Learn About Consolidating Your Loans
Budgeting in College
This section of the page will help you to: 1. Determine what is important to you 2. Set your goals 3. Determine your income and expenses 4. Make a spending plan 5. Stick to your spending plan 6. Evaluate your spending plan 7. Manage your budget Create Your Budget Other Helpful Forms: Budget Spending Plan FAQs Blank Budget Create Your Budget Budget Goals Budgeting Tips Tracking Spending
Credit Cards and Reports
This section of the page will help you to: 1. Understand the different types of credit 2. Recognize the advantages and disadvantages of using credit cards 3. Recognize common mistakes in using credit 4. Understand what's in a credit file 5. Understand your rights and responsibilities under laws related to consumer credit 6. Order a copy of your credit report 7. Decide what to do if you can't pay your bills Learn About Credit Cards and Reports Other Helpful Forms: Consumer Rights Credit Terms I Credit Terms II How Much Credit Debt? How To Read Your Credit Report Overdraft Protection Sample Statement
Money Decisions Beyond College
This section of the page will help you to: 1. See the advantages of starting an investment plan early 2. Know the importance of saving regularly 3. Set goals 4. Investigate different investment options 5. Understand criteria for selecting investments 6. Know advantages and disadvantages of five types of investments Learn About Money Decisions After College Other Helpful Forms: Loan Consolidation Savings Web Resources
Car Insurance, Retirement and Investing, Life Insurance and Health Insurance
For information on car insurance, click on the following file: Car Insurance Information For information on retirment and investing, click on the following file: Retirement/Investing Information For information on life insurance, click on the following links: Life Insurance Guide Financial Planning Tax Advantage Information For information on Health Insurance, click on the following link: Health Insurance Information
